Imagine: it’s June, getting close to triple digits, and your air conditioning unit dies. It just dies. Gone. No more air conditioner, no more cool air blowing into your home to keep it comfortable. It’s gone.
So you call an HVAC company to come check everything and they confirm what you already knew – it’s time to invest in a new air conditioner. And then they follow up with something you didn’t know – it’s going to cost more than you imagined, ranging from $7,000 to $70,000, depending on the type of air conditioner(s) you prefer, the type of home(s) you have, and the type of energy source you’d like.
It’s time to make a decision. Spend the hottest time of the year soaking in sweat and blowing fans over ice? Or use all your savings (and maybe sell an organ) to cover the cost of a new system?
Or option three? Financing.
The number of people who are planning on financing their latest home improvement project is at 70%. When you remember that the standard consumer in the United States has less than $5,000 they can access, it makes total sense. So when life happens and things fail, and unexpected costs such as an air conditioner repair or replacement is required, it is essential that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have multiple financing options for homeowners looking to replace their HVAC systems. The first category of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available cash to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period expires.
Service Experts Heating & Air Conditioning also offers financing alternatives with a lower monthly fixed payment and a fair interest rate. This is for people who may not have the money as quickly but can afford a lower cost every month. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost around $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This program makes a new HVAC system more affordable, while also obtaining an efficient system that will help lower energy bills while giving home comfort.
The financing programs at Service Experts Heating & Air Conditioning are as follows:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many choices, what are you waiting for? Call Service Experts Heating & Air Conditioning today for a no-charge in-home home comfort analysis and we will help you choose which HVAC system is right for your home AND which financing option is best for your life. We can’t wait to work with you!