Imagine: it’s August, getting close to triple digits, and your air conditioner goes out. It just dies. Gone. No more air conditioner, no more cool air to combat the summer heat and keep your home comfortable. It’s gone.
So you call an HVAC company to come take a look and they validate what you already knew – it’s time to invest in a new air conditioner. And then they tell you something you didn’t know – a new system is going to cost more than you imagined, ranging from $7,000 to $70,000, depending on the type of system(s) you prefer, the kind of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend your summer soaking in sweat and taking cold showers? Or shell out all your savings (and maybe sell a kidney) to cover the cost of a new system?
Or option three? Financing.
The number of people who are planning on financing their latest home improvement project is at 70%. When you remember that the standard consumer in the United States has less than $5,000 they can access, it makes complete sense. So when life happens and things fail, and unexpected costs such as an HVAC system repair or replacement is needed, it is vital that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have several financing options for consumers looking to replace their HVAC systems. The first group of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available cash to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period expires.
Service Experts Heating & Air Conditioning also offers financing alternatives with a lower monthly fixed payment and a fair interest rate. This is for people who may not have the money as quickly but can afford a lower cost every month. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost around $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This program makes a new HVAC system more affordable, while also obtaining an efficient system that will help lower energy bills while giving home comfort.
The financing programs at Service Experts Heating & Air Conditioning are as follows:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many options, what are you waiting for? Call Service Experts Heating & Air Conditioning today for a no-charge in-home home comfort analysis and we will help you choose which heating and air conditioning system is right for your home AND which financing option is best for your life. We can’t wait to work with you!